Friday, July 30, 2010

How can i become emancipated from my parents?

I am 21 and applying for college loans. But my parents finances keep coming in to play. I am the only one paying all of my bill, they are not paying for anything. Is there a way I can emancipate myself from them and their finances? Otherwise... I dont think I can go to college, I live alone. Any ideas anyone?How can i become emancipated from my parents?
Being granted an ';emancipation'; from your parents by the state won't automatically make you eligible to receive Federal Student Aid as an independent student. However, it sounds like you are a good candidate for a Dependency Override, which is an override that only your Financial Aid Office can perform.





Here's how the override works:





Technically, you can't be considered independent unless ...





* you are 24 or older


* you are married


* you have dependents other than a spouse


* you are a veteran of the US armed forces


* you are an orphan or ward of the court


* you are pursuing an advanced degree


* you have a prior bachelor's degree





However, we all know that there really are cases in which a ';technically'; dependent student is really independent. There ARE provisions in the Federal Student Aid regulations that allow for a school (not the feds or the student) to make exceptions to a student's depdendency status. Most schools will make exceptions in cases of abuse or the death of the students' parents. Many schools will also make exceptions if you can document that you truly are completely self-suffient. You will need to submit proof that the following statements have been true of your situation for a while (usually about 2 years)...





* your parents don't claim you on their tax return


* you pay for your own housing, food, utilities, etc.


* you pay for your own health insurance


* you pay for your own transportation (and, if you have a car, the car insurance)


* you don't receive any other in-kind support





If you think you can submit this information, give your school a call and ask them what their specific policy is. They should have one in place and you have every right to know what it is.





Remember: if you submit fraudulent information your school can deny you aid and you may be subject to other penalties. And remember that covering your tracks doesn't simply stop at your tax return: your school's financial aid office can request just about anything if it believes that it has received conflicting information.





Your school has a reason to be picky when it comes to these things: Financial Aid offices are subject to annual audits. If their auditors pull your file and notice that undocumented exceptions to your dependency status have been made, their ability to give financial aid (to anyone, including you) can be seriously jeopardized.





Please, don't get married just to be considered ';independent'; on your FAFSA -- you'd be setting yourself up for failure by cheating the system. (And -- HELLO! -- you'd be getting *married*. When did that stop being a life-changing decision?)How can i become emancipated from my parents?
My friend did this by saying that he couldn't speak to his parents because of abuse and so on. It worked for him, but it's not the ';right'; way of doing things. ;)





By the way, I had this problem when I started going to school (before I got married). Getting emancipated won't work, you already are legally emancipated because you're 18. Living on your own or having your own finanical records won't work either, because I was living on my own for a year before I started school. Even my parents being in Mexico for several months before and after I did the FAFSA didn't make a difference.





Bottom line is you have to have children, get married, get abused, or join the military.
Yes, you can become emancipated. You will need an attorney to draw up a motion requesting your emancipation and the reason for the request. Upon the judge reading your motion your attorney will submit an order for the judge to sign which will officially emancipate you for financial purposes. Also, talk with the college you are planning on attending, and let them know the situation. You are not the first person to go through this and they may be able to offer you some guidance. Good Luck!
Simple! For TWO consecutive years you must not have lived with them, they could NOT have been your main source of support, and they can not have claimed you as a dependent on their taxes. If all three of these conditions exist in your case, you are condisered ';independent'; and are elible for financial aid and student loans.





Note: You well may be required to prove that all three conditions are accurate. Your parents and you may need to submit copies of your income taxes for the past two years. Also, you may have to show that you were not living with them for that time period as well. To do this, you may be asked to produce things mailed to you at your, not their, address during that time period.





Good luck.
How do I know if my student needs to provide parental information on the FAFSA?





The FAFSA asks seven very specific questions to determine whether parental information needs to be included on the application. The criteria have been established by the federal government. The seven questions to be answered by your student are:





Were you born before January 1, 1983?


At the beginning of the 2006-2007 school year, will you be working on a master's or doctorate program (such as an MA, MBA, MD, JD, Phd, EdD, or graduate certificate, etc.)?


As of today, are you married? (Answer ';Yes'; if you are separated but not divorced.) This refers to the date the FAFSA is submitted.


Do you have children who receive more than half of their support from you?


Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now and through June 30, 2007?


Are both of your parents deceased, or are you (or were you until age 18) a ward/dependent of the court?


Are you a veteran of the U.S. Armed Forces?


Students who answer ';no'; to all the above questions must provide parental information on the 2006-07 FAFSA--even if you do not claim your student on your taxes.
';Emancipated'; is not the word you are looking for. After you are 18, emancipation is completely pointless, and the only reason anyone gets emancipated is so they can be responsible for themselves, and not have their parents be responsible for them. And you can probably go to your bank or something, and talk to them about the finance part, or you could always talk to your parents. G-1
The only thing you can do is get married to someone with no job. Trust me, unfortunately it is the ONLY loophole.
If you don't try to cheat us it is a problem that you have to handle with care! Find a part time job or other kind of LEGAL money!
You don't need to be emancipated what you should do is move I believe it is 100 km from your parents home and that way you do not have to divorce your parents. Or you could hire a lawyer and go throught the divorce process with your parents. Either way good luck
Since you are 21, live alone, and pay your own bills there should not be an issue. Is anything you have in their name, such as a car? If not, present all your independence in the applications.


Best Wishes.
A lot people consider this, I know I did. You have to be a minor to be emancipated, you are too old. You will be considered independent in the eyes of FAFSA if you get married, have a child, or are a veteran. I know that isn't an easy answer, but maybe it will work out for you. You can also wait until you are 24. I got married :).
Are they claiming you on their taxes? If you live alone, their money has nothing to do with yours.
yes you need to get the paper work fro mthe city board and go in front of a judge. its not that hard probably a few days . explain to him what is going on and you can get emancipated form them good luck!

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